Investors Still Stash $ for Retirement

Investors Still Stash $ for Retirement
By Joanne Kuster

Even the stock market’s wild gyrations in 2008 didn’t deter investors from funding retirement accounts.
According to a report on trends from Principal Financial Group Inc., 19.2% of investors participating in retirement programs increased 2008 contributions while 16.5% stopped or decreased contributions.
The report looked at about 44,000 [...]

Turn a Spender into an Investor

By: Joann Kuster Seymour
Author, Financial Educator
Spending—rather than saving money—is a habit, especially for teens. According to surveys by Teenage Research Unlimited, the average teen has more than $104 a week to spend—five times more than their parents had.
Yet, today’s teens are less savvy about money, and most haven’t learned what to [...]

How are Millionaires Made? by Joann Seymour Kuster

Joann Seymour Kuster
Author, Financial Educator
Much of a young person’s paycheck withers away, because most haven’t learned to pay themselves first. Saving and investing is not a habit yet. But it can become one. Learn to pay yourself as much as you can –invest and grow a nest egg for later.
You don’t [...]

Why Teach Kids to Invest in the Stock Market?

By: Joanne Seymour Kuster
Dynaminds Publishing

Teens—like most of us—practice spending well. Having “stuff” is cool. Sadly, national surveys show that few teens know what to do with a dollar if it’s NOT spent. So, will these youth be financial failures?

Statistics do paint a bleak picture:
• College students average $2,169 in monthly credit [...]

Who Will Teach Children About Money and Business?

Who Will Teach Children About Money and Business?
By Joann Kuster Seymour
Today’s children are well-aware that our country faces financial distress. They hear people talk about layoffs and closing businesses. They see parents worry about bills, dwindling savings and investments. Some probably have parents who have lost jobs.
Good times will return. But until then, financial educators [...]

Kids Need Direction (For Our Own Good)

Kids need direction to grow up well.  Employees need direction to grow their company in the right direction.  Your family, your investments, your dreams and your happiness all grow and without proper guidance they won’t grow in the way we’d like. Whether we want to believe it or not fiscal growth and prosperity is not [...]