Teaching the Tough Lesson of Delayed Gratification.

Raising kids to be money smart kids will take some direction.  Total Wealth Management’s Jacob Cooper gives us parents some tips on how to do that.

Money Savvy Pig can teach us Adults a few Tricks

Susan Beacham, founder of Money Savvy Generation,  writes books, curriculum and tools for children.  It  helps Parents and Grandparents teach them how to understand money.  She mentions money management as a critical life skill.  Wow, what a concept!  Remember,  our children may not always do what we say but they see what we do!

Lemonade Day: Teaching Kids about Entrepreneurship

Lemonade Day introduces kids to entrepreneurship!  This city-wide event encourages kids to start a lemonade stand and sell their lemonade to the entire community.  Schools, community groups and businesses get involved to make this all happen.  Visit the website and click on your city to get more information and don’t forget to get involved with Lemonade [...]

Turn a Spender into an Investor

By: Joann Kuster Seymour
Author, Financial Educator
Spending—rather than saving money—is a habit, especially for teens. According to surveys by Teenage Research Unlimited, the average teen has more than $104 a week to spend—five times more than their parents had.
Yet, today’s teens are less savvy about money, and most haven’t learned what to [...]

How are Millionaires Made? by Joann Seymour Kuster

Joann Seymour Kuster
Author, Financial Educator
Much of a young person’s paycheck withers away, because most haven’t learned to pay themselves first. Saving and investing is not a habit yet. But it can become one. Learn to pay yourself as much as you can –invest and grow a nest egg for later.
You don’t [...]

Why Teach Kids to Invest in the Stock Market?

By: Joanne Seymour Kuster
Dynaminds Publishing

Teens—like most of us—practice spending well. Having “stuff” is cool. Sadly, national surveys show that few teens know what to do with a dollar if it’s NOT spent. So, will these youth be financial failures?

Statistics do paint a bleak picture:
• College students average $2,169 in monthly credit [...]

Who Will Teach Children About Money and Business?

Who Will Teach Children About Money and Business?
By Joann Kuster Seymour
Today’s children are well-aware that our country faces financial distress. They hear people talk about layoffs and closing businesses. They see parents worry about bills, dwindling savings and investments. Some probably have parents who have lost jobs.
Good times will return. But until then, financial educators [...]

Kids Need Direction (For Our Own Good)

Kids need direction to grow up well.  Employees need direction to grow their company in the right direction.  Your family, your investments, your dreams and your happiness all grow and without proper guidance they won’t grow in the way we’d like. Whether we want to believe it or not fiscal growth and prosperity is not [...]